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Reinsurance placement and analytics: vendor landscape (April 2026)

A graph view of the reinsurance placement and analytics vendor landscape as it applies to US carriers ceding capacity. The category spans catastrophe-modelling specialists (Moody's RMS, Verisk AIR, CoreLogic), placement-technology platforms (Supercede, Artex), broker-proprietary analytics (Guy Carpenter, Aon, Howden), and climate-conditioned specialists (Jupiter Intelligence, KatRisk).

Built by cross-referencing the Phidea entity graph: tools registry, broker / carrier relationships, ownership layer (Moody's Cape acquisition 2025 changed the cat-modelling landscape), and integration paths into carriers' PAS vendors.

Bottom line

Moody's RMS remains the dominant US cat-modelling standard; Verisk AIR is the widely-used second opinion; Jupiter Intelligence leads climate-conditioned scenarios; Supercede is the placement-technology challenger with growing US treaty-broker adoption; KatRisk is the open-source-adjacent challenger used by quant reinsurers.

Which to pick

ScenarioRecommended
US tier-1 carrier — primary catastrophe modelMoody's RMS
Required second opinion on cat modelVerisk AIR Worldwide
Climate-conditioned forward scenarios (5-30 year)Jupiter Intelligence
Placement technology (treaty + facultative)Supercede
Wildfire-specificZestyAI (see wildfire-risk-scoring ranking)
Property attributes paired with cat modelCape Analytics (Moody's)

Ranking criteria

  • Named US carrier / reinsurer deployments
  • Peril coverage (wind, quake, wildfire, flood, climate-forward)
  • Analyst / industry-standard recognition
  • Ownership stability (material events in 36 months)
  • Integration with carrier PAS / underwriting stack
#1

rms

Moody's RMS: US cat-modelling standard. Post-2021 Moody's acquisition; Cape Analytics integration Jan 2025 extended property-attribute coverage.

Public evidence. Moody's RMS is the most-cited cat model in US reinsurance placement. Tier-1 US carrier deployments are broad but mostly not publicly named (reinsurance is private contracting). Moody's 2021 acquisition of RMS unified RMS with Moody's Analytics + ESG + credit-risk stack. The January 2025 Cape Analytics acquisition pairs cat probability with property-level attribute data on a single contract.

Why first. Incumbency + the Moody's-RMS + Cape integration is the path of least resistance for any US P&C carrier already relying on Moody's ratings on other lines.

When RMS is the wrong pick. Forward-looking climate scenarios (Jupiter is built specifically for that). Complex wildfire-specific modelling (ZestyAI). Reinsurers wanting an opinionated quant-house-first model (KatRisk).

#2

air-worldwide

Verisk AIR Worldwide: second opinion standard. Widely used by reinsurers and brokers for cross-validation.

Public evidence. Verisk AIR is the industry-standard counter-model to RMS. Most US tier-1 carriers subscribe to both; placement conversations typically reference both AIR and RMS outputs. Verisk's broader US insurance footprint (ClaimSearch, ISO) is a familiar vendor surface for US carriers.

Why second. Counter-model positioning; rarely the sole cat model at a tier-1 but essential for diligence.

#3

jupiter-intelligence

Climate-conditioned scenarios out to 2050+. Growing adoption at reinsurers and corporate-risk programmes.

Public evidence. Named reinsurer and corporate references. RCP 2.6 / 4.5 / 8.5 scenario modelling for physical-climate risk.

Why third. Forward-looking scenarios are a specialist requirement. When they are the requirement, Jupiter leads.

Graph facts

Relationship statistics computed across the Phidea entity graph (tools, carriers, owners, integrations). These facts require cross-referencing multiple primary sources; they are not retrievable from any single vendor press release or analyst report.

  • Category concentration

    2 vendors (Moody's RMS, Verisk AIR) handle the overwhelming majority of US catastrophe-model referencing in reinsurance placement. Challengers (Jupiter, KatRisk, CoreLogic) address specific sub-surfaces rather than competing on the full primary-model axis.

  • Cross-product integration

    Moody's owns both RMS (cat model) and Cape Analytics (property attributes) as of January 2025. No other vendor holds this pairing under single ownership.

  • Regulatory convergence

    US state DOIs (California first) have begun requiring climate-forward scenario analysis as part of rate filings for exposed property lines. Jupiter's forward-looking product fits this requirement natively; RMS / AIR are adapting.

Navigate the graph

Also considered

  • Supercede

    Placement-technology platform for treaty and facultative reinsurance. Series B 2024. Growing adoption among broker and carrier teams digitising placement workflow. Complementary to cat models, not a replacement.

  • CoreLogic

    Multi-peril coverage including cat-adjacent signals. Less-used for primary cat modelling than RMS / AIR in US reinsurance placement.

  • Cape Analytics

    Post-Jan 2025 Moody's acquisition, pairs directly with RMS for property attributes + cat signals on one contract.

Sources

Last reviewed 2026-04-23. Vendor-sourced aggregate claims are flagged [self-reported]in the justification text. Ranking refreshes when a vendor’s fiche is revised or when a new material event (acquisition, analyst report, major deployment) changes the order.