phidea

US insurance comparator landscape

A sourced map of comparators, aggregators, lead exchanges, agency networks, and media verticals that quote insurance to US consumers and small businesses. Grouped by niche, with HQ, ownership chain, size signal, and panel size where disclosed. Every fact carries a citation.

10
Comparators tracked
5
Public
0
Carrier- or broker-owned
0
PE-owned
3
Independent

Multi-line consumer (auto-led)3

NameHQFoundedLinesModelPanelSizeOwnership
EverQuote

Largest publicly listed pure-play US insurance lead-gen marketplace; >90% of 2025 revenue from auto. Connects consumers to carriers and independent agents on a pay-per-performance basis; panel size not disclosed as a single number.

Cambridge, MA2011
  • auto
  • home
  • renters
  • life
  • health-individual
  • medicare
  • commercial
  • small-business
lead aggregator$692.5M rev 2025Public (NASDAQ:EVER)
Insurify

Cambridge-based AI-driven auto comparison agency that acquired Compare.com (Inspop USA) in March 2023; positions as the largest standalone independent US auto-comparison agency.

Cambridge, MA2013
  • auto
  • home
  • renters
  • life
  • pet
licensed agency120+$154M raisedIndependent
The Zebra

Austin-based auto-led comparison engine that has layered on a licensed in-house agency in all 50 states; markets the largest US auto-insurance comparison panel by carrier count.

Austin, TX2012
  • auto
  • home
  • renters
  • life
licensed agency, lead aggregator200+$262M raised · $1,000M val.Independent

Life1

NameHQFoundedLinesModelPanelSizeOwnership
Policygenius

New York life-led multi-line broker, now the consumer arm of Zinnia (Eldridge-backed life & annuity tech platform). Distinctive for its advisor-assisted online life-insurance funnel; carrier panel varies by line and is not published as a fixed number.

New York, NY2014
  • life
  • disability
  • home
  • auto
  • renters
  • health-individual
  • pet
licensed agency$252M raisedZinnia (Eldridge) (tech) · 2023

Medicare & senior2

NameHQFoundedLinesModelPanelSizeOwnership
eHealth

First online individual health-insurance marketplace (sold the first internet IFP policy in 1998); today a Medicare-leaning licensed marketplace with a long-tail dental/vision panel (270+ dental carriers). H.I.G. Capital holds a preferred convertible position from a 2021 financing.

Austin, TX1997
  • medicare
  • health-individual
  • dental-vision
  • small-business
licensed agency170+$532.4M rev 2024Public (NASDAQ:EHTH)
SelectQuote

Original 1985 term-life price-comparison agency, now a Medicare-led three-segment licensed agency (Senior, Life, Auto & Home). Owns end-to-end consumer-to-policy fulfillment via licensed agents on commission rather than third-party lead-handoff.

Overland Park, KS1985
  • life
  • medicare
  • auto
  • home
licensed agency50+$1,527M rev 2025Public (NYSE:SLQT)

ACA / under-65 health1

NameHQFoundedLinesModelPanelSizeOwnership
HealthSherpa

Dominant CMS-approved Enhanced Direct Enrollment (EDE) platform for ACA, processing the majority of off-Healthcare.gov individual marketplace enrollments. Serves both consumers directly and 60,000+ producing agents/brokers via carrier-branded enrollment URLs. Last priced round was 2017; revenue not disclosed.

Sacramento, CA2013
  • health-individual
licensed agency, embedded70+$6.6M raisedIndependent

Small business & commercial1

NameHQFoundedLinesModelPanelSizeOwnership
CoverHound

One of the original (2010) US insurtech marketplaces; pivoted from personal P&C aggregation to a small-business / commercial-leaning digital broker. Now Brown & Brown's digital small-commercial and cyber distribution arm via the CoverHound and CyberPolicy brands; deal value not disclosed.

San Francisco, CA2010
  • auto
  • home
  • renters
  • small-business
  • commercial
licensed agency, marketplace + MGA$112M raisedBrown & Brown (broker) · 2020

Independent agency networks1

NameHQFoundedLinesModelPanelSizeOwnership
Goosehead Insurance

Largest publicly-traded independent personal-lines agency franchisor in the US. ~2,600 producers (2,113 franchise + 489 corporate at YE 2025) quoting across 200+ carriers via a corporate + franchise channel; founder family retains control via dual-class structure.

Westlake, TX2003
  • home
  • auto
  • renters
  • umbrella
  • life
  • small-business
  • commercial
agency network200+$365.3M rev 2025Public (NASDAQ:GSHD)

Ad exchanges & lead aggregators1

NameHQFoundedLinesModelPanelSizeOwnership
MediaAlpha

LA-based programmatic ad-exchange for insurance customer acquisition; powered $2.2B in 2025 spend across 1,150+ active partners (carriers, agents, publishers). Largest holder is White Mountains Insurance Group (~24% diluted), reflecting its origin as a White Mountains-funded spinout.

Los Angeles, CA2011
  • auto
  • home
  • renters
  • health-individual
  • medicare
  • life
ad exchange$1,113M rev 2025Public (NYSE:MAX)

Method

Inclusion: a US-facing entity that quotes more than one carrier, or that runs a marketplace/exchange/lead-flow that powers comparators. Direct-to-consumer single-carrier brands (Lemonade, Hippo, Root) are tracked in /tools and excluded from this map.

Each row carries inline citations: HQ, ownership, size, and panel size each link to the source the claim is anchored on. Sizes use the most recent disclosed figure (10-K for public companies, press release or Crunchbase for private). When only employee count is public, that is what shows.