Root
Publicly named on 2 Phidea-tracked software vendors across 2 stack layers. Each entry below carries the original source that named this carrier.
Deployments
Grouped by stack layer. Click a tool name to open its fiche; click the publisher to verify the source.
Data platform (1)
- ArityCoverager ↗
Integrated Arity Drivesight score into Root's proprietary UBI v5 model starting September 2024.
Underwriting (1)
- Root InsuranceBankrate ↗
Root's wholly owned operating insurer, domiciled in Ohio and rated B- (Fair) with Stable outlook by A.M. Best — below the A-range typical of large national auto carriers. Root Insurance Company writes auto policies; renters and home lines are brokered through partners (home through Homesite). Risk is mitigated through a combination of excess-of-loss and quota-share reinsurance, with external quota-share cessions strategically reduced and certain agreements commuted during 2024 to improve capital efficiency and retain more of the book on balance sheet.
About this page
Built automatically from every namedCarriers entry across the public tool registry that references Root. The footprint reflects the public evidence Phidea has collected — not Root’s total software stack. Carriers whose tech is contractually undisclosed rank lower here than peers of similar size.