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Cape Analytics vs EagleView — Risk imagery for US insurance, 2026.

Cape Analytics (14 named carriers) and EagleView (5 named carriers) both sit at the risk imagery layer. 1 carrier appear on both rosters.

Last verified 2026-04-22 · methodology

TL;DR

  • Cape Analytics has 14 publicly-named carrier deployments; EagleView has 5. Both at the risk imagery layer.
  • 1 carrier run both: State Farm.
  • Generation contrast: Cape Analytics is ai-native; EagleView is modern.
  • Ownership contrast: Cape Analytics is a subsidiary of Moody's Corporation; EagleView is PE-owned (Vista Equity Partners + Clearlake Capital).
  • Analyst coverage: 0 firms cover both, 2 only Cape Analytics, 3 only EagleView.

Customer overlap

BucketCount
Named on Cape Analytics only13
Named on EagleView only4
Named on both1
of which US-named on at least one side1

Overlap roster

Only on Cape Analytics

  • Hippo Insurance (US)
  • Amica Insurance (US)
  • State Auto Insurance (US)
  • The Hartford (US)
  • CSAA Insurance Group (US)
  • Cincinnati Insurance (US)
  • State Farm Ventures (US)
  • American Integrity Insurance (US)
  • Mercury Insurance (US)
  • Florida Peninsula Insurance (US)
  • Nephila Advisors (US)
  • AXA-XL (US)
  • …and 1 more on the vendor card.

Only on EagleView

  • Allstate (US)
  • Encompass (Allstate) (US)
  • Hastings Mutual Insurance Company (US)
  • USAA (US)

Counts derived from 19sourced carrier-deployment entries across both vendor cards. Aggregate-only statements (e.g. “16 of the top 20”) excluded.

Stack position

Cape Analytics
Generation
ai-native
Stack layer
Risk imagery
Founded
2014
Lines
home, commercial
Replaces
physical pre bind inspection
EagleView
Generation
modern
Stack layer
Risk imagery
Founded
2008
Lines
home, commercial
Replaces
physical pre bind inspection, manual roof measurement

Ownership and corporate context

Cape Analytics
Type
subsidiary
Parent
Moody's Corporation
Acquired
2025

Source: TechCrunch

EagleView
Type
private-equity
Parent
Vista Equity Partners + Clearlake Capital
Acquired
2018

Source: PR Newswire

Carrier-segment specialization

Cape Analytics — geographic split

  • US
    14

EagleView — geographic split

  • US
    5

Analyst coverage differential

Only Cape Analytics cited by
  • TechCrunch (2025: Moody's agrees to acquire Cape Analytics — geospatial AI for insurance providers)
  • Insurance Journal (2021: Cape Analytics Gains $44 Million in Financing)
Only EagleView cited by
  • Novarica (2018: 2018 Data/Analytics Novarica Impact Award — Allstate + EagleView OnSite)
  • Carrier Management (2017: InsurTech Developer OmniEarth Acquired by EagleView)
  • GeekWire (2015: Aerial rooftop measurement firm EagleView purchased by Vista Equity)

Recent news (last 12 months)

No news items in the last 12 months for either tool.

Sourced limitations

Cape Analytics

No publicly-sourced limitations recorded on the vendor card yet.

EagleView
  • Publicly named carrier deployments remain thin relative to EagleView's installed base. Allstate, State Farm (dedicated newsroom landing page), Encompass, Hastings Mutual and USAA can be anchored to public sources; other major US carriers (Liberty Mutual, Nationwide, Farmers) are widely reported to use aerial imagery but EagleView's own 2018 corporate fact sheet and Clearlake's portfolio page describe the insurance footprint in aggregate rather than by carrier name.
    Source: Clearlake Capital Group
  • Aerial-imagery-driven non-renewals have drawn regulatory scrutiny in 2024-2026. A Carrier Management feature in March 2026 surveyed emerging state-level rules on the use of aerial imagery and AI in underwriting decisions — a risk factor for any carrier standardising on imagery-based pre-inspection.
    Source: Carrier Management

Limitations published on Phidea are sourced to the underlying citation and reflect what is publicly named — not an exhaustive list. Consult the vendor card for the full record.

Frequently asked

Do any carriers run both Cape Analytics and EagleView?
Yes — 1 carrier appear on both rosters: State Farm. Sourced on each vendor card; see the customer-overlap section for primary URLs.
Who owns Cape Analytics and EagleView?
Cape Analytics is a subsidiary of Moody's Corporation. EagleView is PE-owned (Vista Equity Partners + Clearlake Capital).
Are Cape Analytics and EagleView the same generation of tool?
No. Phidea classifies Cape Analytics as ai-native and EagleView as modern. Generation reflects the underlying technology era — legacy is pre-cloud, modern is cloud SaaS with classical ML, AI-native is built around deep learning or LLMs from day one. For carriers picking between them, the generation gap usually matters more than feature comparison.
Which has more named US carriers?
Cape Analytics has the larger publicly-named US roster: Cape Analytics 14, EagleView 5. Public-roster size is a coverage signal, not a quality signal — vendors with stronger NDAs may have larger actual US footprints than the public count shows.
Where are these tools positioned in the insurance stack?
Both sit at the risk imagery layer. Cape Analytics replaces physical pre bind inspection; EagleView replaces physical pre bind inspection, manual roof measurement.

Adjacent reading