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Cape Analytics vs Nearmap — Risk imagery for US insurance, 2026.

Cape Analytics (14 named carriers) and Nearmap (9 named carriers) both sit at the risk imagery layer. 1 carrier appear on both rosters.

Last verified 2026-04-21 · methodology

TL;DR

  • Cape Analytics has 14 publicly-named carrier deployments; Nearmap has 9. Both at the risk imagery layer.
  • 1 carrier run both: Kin Insurance.
  • Generation contrast: Cape Analytics is ai-native; Nearmap is modern.
  • Ownership contrast: Cape Analytics is a subsidiary of Moody's Corporation; Nearmap is PE-owned (Thoma Bravo).
  • Analyst coverage: 0 firms cover both, 2 only Cape Analytics, 2 only Nearmap.

Customer overlap

BucketCount
Named on Cape Analytics only13
Named on Nearmap only8
Named on both1
of which US-named on at least one side1

Overlap roster

Only on Cape Analytics

  • Hippo Insurance (US)
  • Amica Insurance (US)
  • State Auto Insurance (US)
  • The Hartford (US)
  • CSAA Insurance Group (US)
  • Cincinnati Insurance (US)
  • State Farm Ventures (US)
  • American Integrity Insurance (US)
  • Mercury Insurance (US)
  • Florida Peninsula Insurance (US)
  • Nephila Advisors (US)
  • AXA-XL (US)
  • …and 1 more on the vendor card.

Only on Nearmap

  • Arch Insurance (US)
  • Ohio Mutual Insurance Group (US)
  • Allied Trust Insurance Company (US)
  • Frederick Mutual Insurance Company (US)
  • Germania Insurance (US)
  • Stillwater Insurance Group (US)
  • Zurich North America (US)
  • Travelers (US)

Counts derived from 24sourced carrier-deployment entries across both vendor cards. Aggregate-only statements (e.g. “16 of the top 20”) excluded.

Stack position

Cape Analytics
Generation
ai-native
Stack layer
Risk imagery
Founded
2014
Lines
home, commercial
Replaces
physical pre bind inspection
Nearmap
Generation
modern
Stack layer
Risk imagery
Founded
2007
Lines
home, commercial
Replaces
physical pre bind inspection

Ownership and corporate context

Cape Analytics
Type
subsidiary
Parent
Moody's Corporation
Acquired
2025

Source: TechCrunch

Nearmap
Type
private-equity
Parent
Thoma Bravo
Acquired
2022
Deal value
$729M

Source: PR Newswire

Carrier-segment specialization

Cape Analytics — geographic split

  • US
    14

Nearmap — geographic split

  • US
    9

Analyst coverage differential

Only Cape Analytics cited by
  • TechCrunch (2025: Moody's agrees to acquire Cape Analytics — geospatial AI for insurance providers)
  • Insurance Journal (2021: Cape Analytics Gains $44 Million in Financing)
Only Nearmap cited by
  • Thoma Bravo (2022: Thoma Bravo Completes Acquisition of Nearmap Ltd)
  • Carrier Management (2023: Nearmap Announces Agreement to Acquire Betterview — property-intelligence consolidation)

Recent news (last 12 months)

No news items in the last 12 months for either tool.

Sourced limitations

Cape Analytics

No publicly-sourced limitations recorded on the vendor card yet.

Nearmap
  • Individual carrier case studies at the product level are sparse relative to the size of Nearmap's insurance footprint. The platform's reach is real but carrier deployments are described in aggregate ranges rather than by name.
    Source: Nearmap

Limitations published on Phidea are sourced to the underlying citation and reflect what is publicly named — not an exhaustive list. Consult the vendor card for the full record.

Frequently asked

Do any carriers run both Cape Analytics and Nearmap?
Yes — 1 carrier appear on both rosters: Kin Insurance. Sourced on each vendor card; see the customer-overlap section for primary URLs.
Who owns Cape Analytics and Nearmap?
Cape Analytics is a subsidiary of Moody's Corporation. Nearmap is PE-owned (Thoma Bravo).
Are Cape Analytics and Nearmap the same generation of tool?
No. Phidea classifies Cape Analytics as ai-native and Nearmap as modern. Generation reflects the underlying technology era — legacy is pre-cloud, modern is cloud SaaS with classical ML, AI-native is built around deep learning or LLMs from day one. For carriers picking between them, the generation gap usually matters more than feature comparison.
Which has more named US carriers?
Cape Analytics has the larger publicly-named US roster: Cape Analytics 14, Nearmap 9. Public-roster size is a coverage signal, not a quality signal — vendors with stronger NDAs may have larger actual US footprints than the public count shows.
Where are these tools positioned in the insurance stack?
Both sit at the risk imagery layer. Cape Analytics replaces physical pre bind inspection; Nearmap replaces physical pre bind inspection.

Adjacent reading