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Convr vs Pie Insurance — Underwriting workstation for US insurance, 2026.

Convr (7 named carriers) and Pie Insurance (3 named carriers) both sit at the underwriting workstation layer. Zero customer overlap in the public roster — they are addressing different segments of the same stack layer.

Last verified 2026-05-29 · methodology

TL;DR

  • Convr has 7 publicly-named carrier deployments; Pie Insurance has 3. Both at the underwriting workstation layer.
  • Zero customer overlap in the public roster. Convr and Pie Insurance are addressing different carriers within the same stack layer.
  • Both classified ai-native on Phidea's generation axis.
  • Both independent ownership.
  • Analyst coverage: 0 firms cover both, 3 only Convr, 5 only Pie Insurance.

Customer overlap

BucketCount
Named on Convr only7
Named on Pie Insurance only3
Named on both0
of which US-named on at least one side0

Only on Convr

  • Zurich North America (US)
  • Hiscox USA (US)
  • Penn National Insurance (US)
  • Encova Insurance (US)
  • Selective Insurance (US)
  • WCF Insurance (US)
  • Columbia Insurance Group (US)

Only on Pie Insurance

  • The Pie Insurance Company (US)
  • SiriusPoint America Insurance Company (US)
  • Ford Motor Credit (Ford Pro Insure) (US)

Counts derived from 10sourced carrier-deployment entries across both vendor cards. Aggregate-only statements (e.g. “16 of the top 20”) excluded.

Stack position

Convr
Generation
ai-native
Stack layer
Underwriting workstation
Founded
2016
Lines
commercial, specialty
Pie Insurance
Generation
ai-native
Stack layer
Underwriting workstation
Founded
2017
Lines
workers-comp, commercial

Ownership and corporate context

Convr
Type
independent

Source: CCC Intelligent Solutions Investor Relations

Pie Insurance
Type
independent

Source: PR Newswire

Carrier-segment specialization

Convr — geographic split

  • US
    7

Pie Insurance — geographic split

  • US
    3

Analyst coverage differential

Only Convr cited by
  • Carrier Management (2020: DataCubes Becomes Convr, and Its CEO Explains Why)
  • Reinsurance News (2025: Zurich North America enhances underwriting efficiency with Convr AI)
  • PR Newswire (2025: Convr AI Holds the Universe of Commercial Insurance within Submission Ontology)
Only Pie Insurance cited by
  • Insurance Journal (2023: Workers Comp Insurtech Pie Transitions to Full-Stack Carrier)
  • TechCrunch (2022: SMB-focused Pie Insurance raises $315M Series D)
  • Crunchbase News (2022: Pie Insurance Gets Big Slice Of Funding In $315M Series D)
  • Coverager (2025: Pie and Ford to split in 2025)
  • PR Newswire (Pie Insurance) (2026: Pie Insurance Reports Strong 2025 With Geographic Expansion, 55,000+ Policies In-Force)

Recent news (last 12 months)

No news items in the last 12 months for either tool.

Sourced limitations

Convr
  • Convr's total disclosed funding is approximately $18M across two rounds, ending with the $15.2M Series B in November 2019. No later equity rounds have been publicly announced. That capital base is modest compared to well-funded underwriting automation peers, which may constrain the pace of model development and international expansion.
    Source: PR Newswire
  • Convr is a US commercial P&C specialist. Its submission ontology and carrier integrations are built for the US market — standard and specialty commercial lines. It does not serve personal lines, life, health, or workers' comp as primary lines, and no European or Asia-Pacific carrier deployments have been publicly announced.
    Source: Convr
  • Convr's accuracy claim for machine-read data is 91%, which means roughly 1 in 11 data points still requires human review or correction. For high-volume small commercial portfolios this is workable; for complex middle-market risks with long loss-run histories, residual manual touches remain.
    Source: Convr
  • Convr does not replace a policy administration system or rating engine — it sits upstream of those. Carriers that lack mature APIs into their policy admin stack will need integration work to route the structured output Convr produces into downstream underwriting decisions.
    Source: Convr
Pie Insurance
  • Pie is a licensed insurance carrier, not a software vendor. Carriers and brokers do not license a Pie underwriting product — they place business with Pie through its independent-agent channel or cede/assume reinsurance capacity. The AI underwriting workflow is internal to Pie's own book.
    Source: Pie Insurance
  • Workers' compensation is Pie's core and primary line. Commercial auto was distributed through the Ford Pro Insure partnership, which is ending — Pie stops new commercial auto submissions from 1 December 2025 and issues no new or renewal policies effective 1 January 2026 or later. Pie publicly framed the wind-down as a refocus on workers' comp.
    Source: Coverager
  • Pie's workers' compensation product is available in 39 states plus Washington D.C. as of the 2025 year-end update — not nationwide. Geographic licensing continues to constrain which small businesses Pie can quote and bind.
    Source: PR Newswire
  • No Gartner, Celent, Forrester or Novarica coverage of Pie Insurance surfaces in public search. Third-party validation is concentrated in insurance trade press (Insurance Journal, Coverager, Carrier Management, Reinsurance News) and Pie's own announcements.
    Source: Crunchbase News

Limitations published on Phidea are sourced to the underlying citation and reflect what is publicly named — not an exhaustive list. Consult the vendor card for the full record.

Frequently asked

Do any carriers run both Convr and Pie Insurance?
Not in Phidea's public roster. Across 10 sourced carrier-deployment entries on both vendor cards, zero carriers appear on both. The two tools are addressing different carriers within the same stack layer.
Who owns Convr and Pie Insurance?
Convr is independently held. Pie Insurance is independently held.
Which has more named US carriers?
Convr has the larger publicly-named US roster: Convr 7, Pie Insurance 3. Public-roster size is a coverage signal, not a quality signal — vendors with stronger NDAs may have larger actual US footprints than the public count shows.
Where are these tools positioned in the insurance stack?
Both sit at the underwriting workstation layer. Convr operates as a standalone vendor; Pie Insurance operates as a standalone vendor.

Adjacent reading