EIS Group vs Instec — Policy administration for US insurance, 2026.
EIS Group (12 named carriers) and Instec (4 named carriers) both sit at the policy administration layer. Zero customer overlap in the public roster — they are addressing different segments of the same stack layer.
Last verified 2026-04-22 · methodology
TL;DR
- EIS Group has 12 publicly-named carrier deployments; Instec has 4. Both at the policy administration layer.
- Zero customer overlap in the public roster. EIS Group and Instec are addressing different carriers within the same stack layer.
- Both classified modern on Phidea's generation axis.
- Ownership contrast: EIS Group is PE-owned (TPG (growth investor)); Instec is a subsidiary of Insurity.
- Analyst coverage: 1 firm cover both, 2 only EIS Group, 1 only Instec.
Customer overlap
| Bucket | Count |
|---|---|
| Named on EIS Group only | 12 |
| Named on Instec only | 4 |
| Named on both | 0 |
| of which US-named on at least one side | 0 |
Only on EIS Group
- CSAA Insurance Group (US)
- Desjardins General Insurance Group (CA)
- AIG Canada (CA)
- Tokio Marine & Nichido Fire (JP)
- Liberty Mutual Benefits (US)
- Wellfleet Insurance (US)
- Industrial Alliance Auto and Home (CA)
- AMI Insurance (NZ)
- Atlantic American Employee Benefits (US)
- Renaissance Life & Health Insurance Company of America (US)
- Reliance Standard (US)
- Tower Insurance (US)
Only on Instec
- Hiscox USA (US)
- NIP Group (US)
- NIF Group (US)
- OnPoint Underwriting (US)
Counts derived from 16sourced carrier-deployment entries across both vendor cards. Aggregate-only statements (e.g. “16 of the top 20”) excluded.
Stack position
Ownership and corporate context
Carrier-segment specialization
Analyst coverage differential
Both covered by
- Celent · EIS Group (2025: Celent 2025 P&C Policy Administration Systems Report — EIS named Technology Standout (NA and EMEA)) · Instec (2019: NIP Group Brings Policy System In-House with Selection of Instec Platform (Celent vendor news coverage))
Only EIS Group cited by
- Gartner (2021: Gartner Magic Quadrant for Life Insurance Policy Administration Systems, North America — EIS positioned as a Leader)
- TPG (2021: Insurance Technology Leader EIS Announces Growth Investment of More than $100 Million from TPG)
Only Instec cited by
- Insurance Journal (2021: Insurity Completes Acquisition of Instec)
Recent news (last 12 months)
No news items in the last 12 months for either tool.
Sourced limitations
- Many EIS customer references are hosted on EIS's own site or blog rather than third-party case studies. AIG Canada and AMI Insurance are traceable to Celent Model Insurer write-ups; Desjardins, CSAA, Tokio Marine, Wellfleet and Liberty Mutual Benefits references originate from EIS press releases and case studies. Absolute customer count and revenue are not publicly disclosed.Source: EIS Group
- Instec is positioned as a carrier- and MGA-facing core platform for mid-size commercial P&C and program business, not an agency management system; publicly documented references are program administrators (NIP, NIF, OnPoint) and specialty carriers (Hiscox), not large personal-lines or top-tier national carriers.Source: Insurity
- Instec does not appear as a standalone profiled vendor in Celent's headline XCelent P&C policy administration awards cycles (North America 2023/2025), which have gone to Guidewire and other enterprise vendors; Celent's public coverage of Instec is concentrated in vendor-news items and its directory listing rather than Luminary-tier rankings.Source: Celent
Limitations published on Phidea are sourced to the underlying citation and reflect what is publicly named — not an exhaustive list. Consult the vendor card for the full record.
Frequently asked
- Do any carriers run both EIS Group and Instec?
- Not in Phidea's public roster. Across 16 sourced carrier-deployment entries on both vendor cards, zero carriers appear on both. The two tools are addressing different carriers within the same stack layer.
- Who owns EIS Group and Instec?
- EIS Group is PE-owned (TPG (growth investor)). Instec is a subsidiary of Insurity.
- Which has more named US carriers?
- EIS Group has the larger publicly-named US roster: EIS Group 7, Instec 4. Public-roster size is a coverage signal, not a quality signal — vendors with stronger NDAs may have larger actual US footprints than the public count shows.
- Where are these tools positioned in the insurance stack?
- Both sit at the policy administration layer. EIS Group operates as a standalone vendor; Instec replaces legacy policy admin, in house rating engine.