Insurity vs One Inc — Policy administration for US insurance, 2026.
Insurity (12 named carriers) and One Inc (16 named carriers) both sit at the policy administration layer. Zero customer overlap in the public roster — they are addressing different segments of the same stack layer.
Last verified 2026-04-22 · methodology
TL;DR
- Insurity has 12 publicly-named carrier deployments; One Inc has 16. Both at the policy administration layer.
- Zero customer overlap in the public roster. Insurity and One Inc are addressing different carriers within the same stack layer.
- Both classified modern on Phidea's generation axis.
- Both private-equity ownership.
- Analyst coverage: 1 firm cover both, 1 only Insurity, 0 only One Inc.
Customer overlap
| Bucket | Count |
|---|---|
| Named on Insurity only | 12 |
| Named on One Inc only | 16 |
| Named on both | 0 |
| of which US-named on at least one side | 0 |
Only on Insurity
- Zurich North America (US)
- N2G Worldwide Insurance Services (US)
- McKee Risk Management (US)
- Orbis Risk Partners (US)
- AmeriTrust (US)
- Amerisure (US)
- Victory Insurance (US)
- Waypoint Mutual (US)
- Juniper Re (US)
- OSC Insurance Services (US)
- Georgia Stern Insurance Agency (US)
- UBIC (US)
Only on One Inc
- Arbella Insurance Group (US)
- GoAuto Insurance (US)
- Mutual Benefit Group (US)
- The Philadelphia Contributionship (US)
- MAPFRE Insurance (US)
- Mountain West Farm Bureau (US)
- Penn National Insurance (US)
- Virginia Farm Bureau Insurance (US)
- Columbia Insurance Group (US)
- Brethren Mutual (US)
- Grange Insurance (US)
- National Indemnity Company (US)
- …and 4 more on the vendor card.
Counts derived from 28sourced carrier-deployment entries across both vendor cards. Aggregate-only statements (e.g. “16 of the top 20”) excluded.
Stack position
- Generation
- modern
- Stack layer
- Policy administration
- Founded
- 1985
- Lines
- auto, home, commercial, workers-comp, specialty
- Replaces
- mainframe policy admin, in house policy admin
- Generation
- modern
- Stack layer
- Policy administration
- Founded
- 2012
- Lines
- auto, home, commercial, life
- Replaces
- paper check disbursement, generic payment gateway
Ownership and corporate context
One Inc
- Type
- private-equity
- Parent
- Great Hill Partners (with Nordic Capital co-investor since 2024)
- Acquired
- 2020
Source: One Inc
Carrier-segment specialization
Analyst coverage differential
Both covered by
- Celent · Insurity (2023: Policy Administration Systems: P&C Insurance, North America Edition (vendor universe of 19 systems including Insurity)) · One Inc (2025: Behind the Wheel of Trust: How Auto Claims Shape Customer Loyalty (One Inc ClaimsPay commissioned Celent research))
Only Insurity cited by
- Novarica (2021: Insurity's Insurance Decisions Suite, Bridge Specialty Suite, Workers' CompXPress, and InsuranceEnterprise All Earn Top Marks in the 2021 Novarica Market Navigator Report for Property & Casualty Policy Administration Systems)
Recent news (last 12 months)
No news items in the last 12 months for either tool.
Sourced limitations
- Insurity is not plug-and-play; implementations typically require a third-party systems integrator, and budget planning must include data migration and ongoing support alongside the core license — these usually make up a significant share of first-year spend.Source: Nerdisa
- Insurity's presence in Celent's 2023 North America P&C policy administration report placed it among 19 profiled vendors; the three XCelent awards (Advanced Technology, Breadth of Functionality, Customer Base and Support) went to Guidewire PolicyCenter that cycle.Source: Business Wire
- One Inc is a US-only insurance payments network; there is no documented European or UK carrier footprint, and pricing/terms are not publicly disclosed — carriers procure via direct sales rather than self-serve onboarding that generalist processors (Stripe, Adyen) offer.Source: One Inc
- The platform depends heavily on banking and wallet partners (J.P. Morgan Payments, U.S. Bank, PayPal/Venmo, Apple Pay, Google Pay) for rails; carriers adopting One Inc inherit this dependency stack rather than running direct processor relationships.Source: Business Wire
Limitations published on Phidea are sourced to the underlying citation and reflect what is publicly named — not an exhaustive list. Consult the vendor card for the full record.
Frequently asked
- Do any carriers run both Insurity and One Inc?
- Not in Phidea's public roster. Across 28 sourced carrier-deployment entries on both vendor cards, zero carriers appear on both. The two tools are addressing different carriers within the same stack layer.
- Who owns Insurity and One Inc?
- Insurity is PE-owned (GI Partners). One Inc is PE-owned (Great Hill Partners (with Nordic Capital co-investor since 2024)).
- Which has more named US carriers?
- One Inc has the larger publicly-named US roster: Insurity 12, One Inc 16. Public-roster size is a coverage signal, not a quality signal — vendors with stronger NDAs may have larger actual US footprints than the public count shows.
- Where are these tools positioned in the insurance stack?
- Both sit at the policy administration layer. Insurity replaces mainframe policy admin, in house policy admin; One Inc replaces paper check disbursement, generic payment gateway.