phidea
Stack layer

Conversational AI

Text, voice, and chat interfaces for policyholder and claimant communication.

3
Tools on this layer
3
AI-native
0
Modern SaaS
0
Legacy

Vendors by generation

AI-native (3)

  • Ada

    Cross-industry AI-native customer-service platform. Used in insurance for authenticated policy questions, claims status, payments, endorsements, and bot-initiated FNOL over chat and voice.

  • Hi Marley

    AI-powered texting platform purpose-built for insurance: FNOL, claims status, repair coordination, and policyholder messaging. Embedded in carrier and service-provider workflows via the Hi Marley Insurance Cloud.

  • Ushur

    AI-native conversational automation platform for insurance carriers: FNOL intake, claims triage, email routing, and end-to-end customer engagement journeys via SMS, email, voice, and web.

Modern SaaS

No tools on this generation yet.

Legacy

No tools on this generation yet.

Carriers named on this layer

Every carrier publicly cited by any vendor on the Conversational AI layer. Appearance here means the carrier is named in at least one fiche on this layer with a source.

  • Aflac
  • American Family Insurance
  • Auto-Owners Insurance
  • Cigna
  • CVS
  • Erie Insurance
  • Irish Life
  • MAPFRE
  • MetLife
  • Neptune Flood
  • United Healthcare
  • Unum

About this layer

Phidea classifies every tool into one of 16 canonical US insurance stack layers, chosen by the tool’s centre of gravity rather than its newest feature. This page is the single URL for everything on the conversational ailayer — the vendors, the carriers that use them, and the news that’s moved the category recently. Generation classification (legacy, modern saas, ai-native) is defined on the methodology page.

Last built 2026-04-23.