phidea
Stack layer

Fraud detection

Claims-fraud scoring, SIU workflow, anti-money-laundering, financial-crime analytics.

5
Tools on this layer
1
AI-native
4
Modern SaaS
0
Legacy

Vendors by generation

AI-native (1)

  • Shift Technology

    AI platform for insurers focused on claims fraud detection, claims automation, subrogation, and financial-crime detection. 100+ customers across 25 countries; 2 billion claims analysed.

Modern SaaS (4)

  • FRISS

    Real-time fraud and risk detection platform for P&C insurers, covering the full policy lifecycle from underwriting risk assessment through claims fraud. 300+ implementations across 45+ countries.

  • NICE Actimize

    Cross-industry financial-crime, fraud and compliance platform (AML, KYC/CDD, transaction monitoring, enterprise fraud management, conduct surveillance). Predominantly banking-deployed, with insurance modules for AML and claims fraud (IFM) plus SURVEIL-X Suitability for life and annuities.

    Parent: NICE Ltd
  • Pindrop

    Voice biometrics and call-center fraud detection. Primary market is financial services (banks, brokerages); insurance carriers are a secondary segment via contact-center authentication and deepfake-voice defence.

  • Verisk ClaimSearch

    The US property/casualty industry's cross-carrier claims database — 1.8 billion+ claims contributed by 1,850+ carriers, TPAs, and self-insureds (including the top 100 US P&C insurers), used for duplicate-claim detection, fraud scoring, and subrogation lead identification. Subsidiary of Verisk Analytics (NASDAQ: VRSK).

    Parent: Verisk Analytics

Legacy

No tools on this generation yet.

Carriers named on this layer

Every carrier publicly cited by any vendor on the Fraud detection layer. Appearance here means the carrier is named in at least one fiche on this layer with a source.

  • 1,850+ contributors including the top 100 US P&C insurers
  • 300+ implementations across 45+ countries
  • 93% of the U.S. insurance industry
  • AG2R La Mondiale
  • CNA Financial
  • Covéa
  • Crédit Agricole Pacifica & Spirica
  • Harmonie Mutuelle
  • IAG New Zealand
  • Liberty Mutual
  • MACIF
  • MS&AD Insurance Group
  • P&V Group
  • Santalucia Seguros
  • UNIQA
  • Western & Southern Financial Group

About this layer

Phidea classifies every tool into one of 16 canonical US insurance stack layers, chosen by the tool’s centre of gravity rather than its newest feature. This page is the single URL for everything on the fraud detectionlayer — the vendors, the carriers that use them, and the news that’s moved the category recently. Generation classification (legacy, modern saas, ai-native) is defined on the methodology page.

Last built 2026-04-23.