phidea
Stack layer

Risk imagery

Aerial, satellite, ground, and drone imagery for property risk assessment.

8
Tools on this layer
6
AI-native
2
Modern SaaS
0
Legacy

Vendors by generation

AI-native (6)

  • Betterview

    AI-native property intelligence and risk-management platform for insurers. Applies computer vision to aerial and ground imagery for underwriting, inspection, and claims workflows. Acquired by Nearmap in December 2023; both products now sit inside the Thoma Bravo property-intelligence portfolio.

    Parent: Nearmap (Thoma Bravo portfolio)
  • Cape Analytics

    AI-native property intelligence built on geospatial imagery and computer vision. 50+ insurance and real-estate subscription customers; acquired by Moody's in January 2025 to feed the rater's broader risk-analytics platform.

    Parent: Moody's Corporation
  • Flyreel

    AI-native self-service property inspection platform. Policyholders scan their own home or commercial building with a smartphone camera; Flyreel's computer-vision Property Assistant guides them through a structured walk-around and automatically extracts hazards, features, materials, and risk signals for P&C underwriting and claims. Founded 2016 in Denver by Cole Winans; raised ~$18M pre-acquisition; acquired by LexisNexis Risk Solutions in June 2022 and relaunched as LexisNexis Flyreel with commercial (2024) and claims (2025) extensions.

    Parent: RELX (LexisNexis Risk Solutions)
  • Hover

    Smartphone-to-3D platform: eight photos of a home become a measured 3D model used by carriers, contractors, and adjusters to price property repairs without a site visit.

  • ICEYE

    Finnish-headquartered operator of the world's largest commercial synthetic-aperture radar (SAR) satellite constellation, delivering near-real-time flood, wildfire, hurricane, and earthquake damage data to insurers, reinsurers, and brokers for parametric triggers and catastrophe claims verification. SAR's all-weather, day-or-night imaging is the capability optical imagery cannot match.

  • Zesty.ai

    AI-native property risk intelligence platform specialising in wildfire and catastrophe risk scoring for US homeowners and commercial carriers. Z-FIRE, its wildfire model, was the first AI-based rating model approved by the California Department of Insurance (June 2021) and now covers carriers insuring roughly 40% of the California homeowners market, alongside Z-HAIL, Z-WIND, and Z-STORM for severe convective storm perils.

Modern SaaS (2)

  • EagleView

    Aerial imagery, roof measurement, and property analytics for P&C insurers. Combined entity of EagleView Technologies (2008) and Pictometry International (merged 2013), jointly owned by Vista Equity Partners and Clearlake Capital since 2018.

    Parent: Vista Equity Partners + Clearlake Capital
  • Nearmap

    High-resolution aerial imagery + geospatial analytics for P&C insurers. Acquired by Thoma Bravo in late 2022 for AUD $1.055B; subsequently acquired Betterview (Dec 2023) and itel (2024) to build a property-intelligence platform spanning underwriting and claims.

    Parent: Thoma Bravo

Legacy

No tools on this generation yet.

Carriers named on this layer

Every carrier publicly cited by any vendor on the Risk imagery layer. Appearance here means the carrier is named in at least one fiche on this layer with a source.

  • 15 major insurance providers at Series A (2020); 30 customers by Nov 2021
  • Allied Trust Insurance Company
  • Allstate
  • Amica Insurance
  • Amica Mutual Insurance
  • Aon
  • Arch Insurance
  • California FAIR Plan Association
  • Cincinnati Insurance
  • CSAA Insurance Group
  • Descartes Underwriting
  • Distribution via LexisNexis post-2022
  • EMC Insurance
  • Encompass
  • Farmers Insurance
  • Frederick Mutual Insurance Company
  • Global Parametrics
  • Guy Carpenter
  • Hastings Mutual Insurance Company
  • Hippo Insurance
  • Jewelers Mutual Group
  • Kin Insurance
  • Marsh McLennan Agency
  • Mercury Insurance
  • MetLife
  • Nationwide
  • NEXT Insurance
  • Ohio Mutual Insurance Group
  • One of Canada's Top 10 P&C carriers
  • State Auto Insurance
  • State Farm
  • State Farm Ventures
  • Swiss Re
  • The Cincinnati Insurance Company
  • The Hartford
  • The Philadelphia Contributionship
  • Tokio Marine Holdings
  • Travelers
  • USAA

About this layer

Phidea classifies every tool into one of 16 canonical US insurance stack layers, chosen by the tool’s centre of gravity rather than its newest feature. This page is the single URL for everything on the risk imagerylayer — the vendors, the carriers that use them, and the news that’s moved the category recently. Generation classification (legacy, modern saas, ai-native) is defined on the methodology page.

Last built 2026-04-23.