Topic clusters
Phidea's research grouped by topic. Each cluster collects every essay we've published on one subject — pick a pillar to see the full set.
- 19 essays
US insurance buyer guides
Specific, source-backed buyer guides for niche US insurance categories. Each guide names the modal carrier, lists when to pick something else, and shows the evidence we used to reach the call. No generic 'top 10' filler.
- 17 essays
Vendor × carrier rosters
Who actually uses which insurance software, with named carriers and dated sources. Every claim links to a press release, 10-K, or analyst report — never vendor marketing pages.
- 7 essays
US insurance software market structure
How the vendor landscape actually works: who owns whom, where consolidation happened, which generations of tools coexist, and what the PE rollups look like. Essays for investors, founders, and carrier strategy teams.
- 4 essays
AI in US insurance
Where AI is actually shipping inside US insurers — underwriting workstations, FNOL intake, claims decisioning, conversational layers — and which vendors are doing the work versus selling decks.
- 0 essays
AI and US insurance distribution
How AI is reshaping who reaches the insurance buyer — embedded distribution, AI-native brokers, LLM-mediated discovery, agency-channel disintermediation. Essays for distribution leadership, agency-group strategy teams, and broker-channel heads thinking about the next five years.
- 0 essays
AI governance and compliance in US insurance
What carriers actually need to do to deploy AI under NAIC bulletins, state-DOI requirements, and emerging EU rules — plus the security threats specific to LLMs handling PHI, PII, and claims decisions. Essays for chief compliance officers, model-risk leads, AI governance teams, and CISOs.