FNOL intake
First Notice of Loss — the top of the claims funnel.
Vendors by generation
AI-native
No tools on this generation yet.
Modern SaaS (1)
- Snapsheet
Virtual auto-claims platform: photo-based FNOL, remote appraisals, and claims workflow that carriers white-label. One of the first "photo-first" entrants in US auto claims, founded 2011.
Legacy
No tools on this generation yet.
Carriers named on this layer
Every carrier publicly cited by any vendor on the FNOL intake layer. Appearance here means the carrier is named in at least one fiche on this layer with a source.
- MetLife
- USAA
About this layer
Phidea classifies every tool into one of 16 canonical US insurance stack layers, chosen by the tool’s centre of gravity rather than its newest feature. This page is the single URL for everything on the fnol intakelayer — the vendors, the carriers that use them, and the news that’s moved the category recently. Generation classification (legacy, modern saas, ai-native) is defined on the methodology page.