Small / conditional impactcommercial·commercial cyber by vertical·captured 2026-04-26
Commercial cyber — fintech startup
perplexity returns Chubb 4/5; gemini returns Coalition 3/5. Verdict: predicted At-Bay, but Chubb / Coalition actually placed first.
Query
What's the best cyber insurance for a fintech startup?
Prediction: At-Bay — fintech cyber specialist insurtech
Per-LLM run arrays
| LLM | Run 1 | Run 2 | Run 3 | Run 4 | Run 5 | Modal |
|---|---|---|---|---|---|---|
| perplexity | Coalition | Chubb | Chubb | Chubb | Chubb | Chubb:4/5 |
| gemini | Chubb | Coalition | Coalition | Coalition | Chubb | Coalition:3/5 |
Carriers winning this query
- Chubb
- Coalition
Reference pages LLMs cite
Other observations
- Property-type naming — luxury home(home · Seems to have impact)
- Property-type naming — historic home(home · Seems to have impact)
- Property-type naming — condo(home · Seems to have impact)
- Emerging-category presence — EV insurance(auto · Seems to have impact)
- Specialty use-case ownership — inverted (rideshare)(auto · Seems to have impact)
- Specialty use-case ownership — inverted (SR-22)(auto · Seems to have impact)
- Regional monopoly — NJM owns NJ auto(auto · Seems to have impact)
- Regional monopoly — MAPFRE owns MA home(home · Seems to have impact)